Introduction

For decades debts have been accumulating. The have been pushed in to the future. With our aging workforce there is reason to question if the future will be able to handle these growing liabilities.

Our government's reactionary (not precautionary) policies and actions during the 2008 banking crisis is a wake up call to any of us that think the government will fix this problem before it gets too big. At this point I strongly believe these problems will be put on the back burner and will not be dealt with until after it is declared a crisis.

The deficit is growing at an alarming rate. Not a week goes by without a new bail out being discussed. If these bailouts will work or not is up to debate...the one thing that is not is that we will be stuck with the bill.